While there is a minimum pension age in place of 55, there are various options available to you from this point to access your private pensions. We can put together a financial plan that suits your retirement needs and advise you on the most appropriate strategy for accessing your pensions that fits in with your plan. We regularly review your financial plan to ensure your retirement plans are on track and continue to meet your needs.
The best thing you can do is have a look to see what your potential borrowing capacity is. Here at Hansford Bell, we are able to look through your income and expenditure to see how much you could potentially borrow with mortgage lenders. It is also worth downloading a copy of your credit report if you do not have an up-to-date credit score. Again, we are happy to review any reports with you at an initial meeting. It can be a daunting process for those who have not been through the process before. That is why Hansford Bell like to guide our clients through, step by step, to make the process as clear and as stress-free as possible. Please do not hesitate to get in touch to see how we can potentially help you.
Choosing the right health insurance policy for you can be complicated and daunting. You should be aware of the areas of your finances most vulnerable to sudden and unexpected changes to your health. We are able to clarify this for you, with access to a wide and diverse market, identifying available products that are not only cost effective, but relevant to you and your circumstances.
Hansford Bell Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority. FCA financial services https://register.fca.org.uk/ register no. 482388. Registered in England and Wales: 4526543. Registered Office: Culver House,13 West Street,Tavistock,PL19 8AN The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at private consumers based in the UK. If you wish to register a complaint, please write to us at the address above or email us at email@example.com A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.