Later Life Lending.
Access Your Money.
Fund your ambitions without having to let go of your property with specialist equity release advice based near Plymouth.
If you are property rich but struggling for cash, equity release can be a great option. By accessing some of the money tied up in your assets, you can cover seen and unforeseen strains on your income. Our team of advisors can sort through the choices available to you and find the most suitable solution for your circumstances.
You may worry about eroding any inheritance and – it’s true – the value of your estate will fall. However, it is possible to still leave a legacy for loved ones whilst accessing a bit of extra money. Whether care fees or hospital bills have taken a toll on your income, or you simply want to splash out on a luxury holiday, equity release is an easy way to free up your finances.
What Is Equity Release?
Increasingly common, equity release is a way for those 55 and over to access the wealth tied up in their properties without having to move out. It is available in regular payments to supplement income or as a tax-free lump sum.
Why Do People Take Out Equity Release?
Common reasons for taking out equity release include:
Re-mortgaging
Mortgage shortfall (can be purchase)
Home improvements
Unsecured debts
Lifestyle
Property deposits of purchases
Education fees
Holidays
Care fees
We Facilitate Later Life Lending.
Our experienced team know more than their fair share about equity. If you find yourself needing to access some of the money tied up in your assets, we’re on hand to answer any questions. During a detailed consultation we’ll discuss your situation and requirements in more detail and conduct research into the best solution for you. Once you’re happy, we’ll lead you through the whole process. Later life lending doesn’t need to be difficult.
Later Life Lending Advice in Devon.
When it comes to your finances, Hansford Bell get straight to the point. We can explain all the implications of equity release and help you decide if it is the right option for you. Then, if you want to go ahead, we’ll make it happen.
*Note – The Financial Conduct Authority do not regulate some forms of secured lending. As a mortgage is secured against your home or property, it may be repossessed if you do not keep up the mortgage repayments.
**Note – Mortgages on and equity released from your home will be secured against it.
What our clients have to say…
“Hansford Bell has been a fantastic company to work with for all my family’s finances. They have helped us with mortgages, pensions and personal financial planning. A lovely friendly team I would highly recommend.”
Christopher is an absolute professional and very knowledgeable. He was extremely patient in explaining some of the documents to me. I would recommend Chris wholeheartedly.
