INDEPENDENTLY TAILORED LIFETIME MORTGAGES

We will be with you every step of the way…

What is Equity Release?  

Equity Release is an opportunity for those aged 55 and over to release equity within their properties. It allows the older borrower access to the wealth tied up in their property to fund ambitions, without having to sell or move out…..

Many can find themselves property rich but cash poor and equity release could give access to tax-free equity in the form of a lump sum, reserve facilities or to replace income.  Equity release can be used for almost anything, but the most frequent reasons are:

•       Re-mortgaging

•       Mortgage shortfall (can be purchase)

•       Home improvements

•       Unsecured debts

•       Lifestyle, (supplement income, home help, extra cash)

•       Property deposits/purchases

•       Education fees

•       Holidays

•       Care fees

Equity Release gives clients the opportunity to do all this, and potentially more, whilst continuing to live in the home they love.

Some clients may be worried about eroding any inheritance, whilst the value of their estate will go down, it is still possible to leave behind a legacy for loved ones.

Here at Hansford Bell we look at all options available to clients and their given circumstances. Do you think Equity Release could help you?! Please do not hesitate to contact us for a free, no obligations, initial chat! 

*Note - The Financial Conduct Authority do not regulate some forms of secured lending.  As a mortgage is secured against your home or property, it may be repossessed if you do not keep up the mortgage repayments.