The legacy family

You’ve worked hard to build your wealth. Now you want to use it to support, protect, and provide for the people you love.

Chartered Financial Planners

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Family wealth carries weight

As your wealth grows, so does the responsibility of deciding what should happen next. You may want to support children or grandchildren, reduce a future Inheritance Tax bill, or make sure your estate is passed on in the right way.

Whatever your wishes, legacy planning can bring sensitive decisions together, from gifting, property, pensions, and investments to care fees and family conversations.

These decisions need careful balance, as you weigh up what your family may need, what your estate may face, and what your own future still requires.

Challenges you may be facing

It’s usually a small question, concern, or family moment that sparks legacy planning. When that happens, the future can suddenly feel more immediate.

You are worried about Inheritance Tax

You may know your estate could face a significant tax bill, but feel unsure what that means and how best to manage it.

You need to support your family now

Supporting children or grandchildren can feel important, but it may raise concerns about your own security later in life.

You are unsure what and when to gift

It’s hard to know what you can give, when to give it, or how those decisions could realistically affect your estate and your long-term goals.

Your estate feels difficult to organise

Property, pensions, savings, investments, and policies may sit in different places, making your overall position hard to understand.

You want to avoid family confusion

Talking about inheritance, care, or future wishes can feel uncomfortable, especially when different people have different expectations.

You are thinking about later-life care

You may be worried about future care costs, how they could affect your estate, and what choices your family may have to face.

Be intentional with your legacy

Legacy planning is about so much more than reducing tax; it’s about carefully deciding what you want your wealth to do now and in the future, the people and causes you want it to support, and how much you need to keep for yourself and your own goals.

With good intentions, a great financial plan, and a partner by your side, your decisions can feel considered, coordinated, and aligned to the people and values that matter most in your life.

We're here to help you

Protect your own future first

Supporting others should not mean creating uncertainty for yourself. By reviewing your income needs, assets, spending, care considerations, and long-term plans, your generosity can be shaped around what you can afford, what you need, and the lifestyle you have worked hard to create.

Pass wealth on with purpose

Gifting, estate planning, pensions, investments, and trusts can all play a role in shaping what your legacy looks like. It’s our job to help you pass your wealth on in a way that reflects your wishes, supports your loved ones, and carefully considers the tax and practical implications of each decision.

Make family decisions easier

Money conversations can be emotional, especially when they involve inheritance, support, care, or responsibility. We help you bring structure to those discussions, so your family understands your intentions, including what has been arranged, why it matters, and what may happen next.

The promise of planning

See real stories from real people who trusted us to bring real change to their life and money.

Their stories

It’s as easy as one, two, three

From your first conversation to ongoing reviews, our process keeps you informed, supported, and in control.

Working with us

Step one

Listen and
learn

Step two

Design and
deliver

Step three

Review and
refine

Our reviews

Service worth celebrating

Read what clients say about us, from independent reviews and client surveys to personal experiences shared in their own words.

 
 
 
 
 
 
 
  
 
 
 
 Posted on Google Google 
 
 Bill Beaton profile picture 
 
 
 Bill Beaton 
 
30 April 2026
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I have been a client of Hansford Bell Financial Planners of Tavistock Devon for several years-and Ross Biddiss of that Firm is my Financial Planner.I thoroughly recommend the Firm and Ross .He has always dealt promptly with all matters that concern me-and has always given trustworthy and sound financial advice.Ross is a very competent and reliable Financial Planner.--- - -Bill Beaton
  
 
  
 
 
 
 Posted on Google Google 
 
 walter allen profile picture 
 
 
 walter allen 
 
25 April 2026
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Always extremely helpful and professional. We feel we can trust them with our financial affairs.
  
 
  
 
 
 
 Posted on Google Google 
 
 Paul Fryer profile picture 
 
 
 Paul Fryer 
 
15 April 2026
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Excellent service from all at Hansford Bell. Professional advice and support, ensuring all my family requirements are met. Experts in their field and highly recommended.
  
 
  
 
 
 
 Posted on Google Google 
 
 stephanie Witherall profile picture 
 
 
 stephanie Witherall 
 
15 April 2026
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Very professional service helpful and friendly staff
  
 
  
 
 
 
 Posted on Google Google 
 
 June Jackson profile picture 
 
 
 June Jackson 
 
11 April 2026
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I have been a client of Hansford Bell for many years and have always found them highly professional.  They are very knowledgeable as well as being pleasant and easy to deal with.
  
 
  
 
 
 
 Posted on Google Google 
 
 Rebecca Houlden profile picture 
 
 
 Rebecca Houlden 
 
7 June 2020
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Emma has been very professional and has a great foundation of knowledge. She has made me feel very comfortable and has been very helpful!

0

of clients believe that working with us has, or will, help them achieve their financial goals

0

of clients would recommend us to their friends, family, or colleagues

0

of clients were very satisfied that we understood their needs, goals, aspirations, and objectives

Hansford Bell Financial Planning
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