Our fees explained

Understand what financial planning costs, how fees work, and what you can expect before making any decisions.

Our steps

The problem

The solution

The cost

The problem

Financial planning requires clear action in order to help you navigate important, personal decisions. The cost of advice should not add uncertainty to that process.

Too often, people feel unsure what they will pay, when fees apply, or whether advice will offer value for them. That can make it harder to take the first step, even when support could make a meaningful difference.

You deserve to understand the cost of advice before deciding whether to proceed. Clear fees help you feel informed, prepared, and confident that the service is right for your circumstances.

The solution

At Hansford Bell, fees are explained clearly before any work begins, so you know what to expect and can make an informed decision.

Your initial consultation is at no cost to you. We want to give you the opportunity to talk through your circumstances, understand how we may be able to help, and decide whether working together feels right.

If you choose to proceed, we will explain the recommended service, the work involved, and the fees that apply. No confusion, no pressure, and no unexpected costs.

The cost

The cost of advice depends on the complexity of your circumstances and the service you need. Our minimum fee is £1,000, and a typical financial plan costs £1,500.

For clients who choose ongoing support, our fees are usually charged as a percentage of the investments we manage. We will explain exactly what this includes before you decide whether to proceed.

We do not charge VAT and we do not receive commission for investment advice, although commission may apply to protection products and equity release, where relevant.

Our service levels

Service

Suitable For

Planning & Research Fees

Implementation Fee

Ongoing Fee

Essential Planning Service

Clients seeking straight forward financial advice, investment management and regular reviews

No separate planning fee

An £850 research fee will apply if full research is completed and you do not proceed

1% of the amount invested (minimum £1,000, maximum £5,000)

From £1,000 per year on a £100,000 portfolio

Comprehensive Wealth Planning Service

Clients who require detailed financial planning, retirement planning, cashflow forecasting, intergenerational wealth planning, inheritance tax planning or other complex advice

Fixed fee agreed in advance between £1,500 and £10,000

1% of the amount invested, less any planning fee already paid (maximum £10,000)

From £1,000 per year on a £100,000 portfolio

The promise of planning

See real stories from real people who trusted us to bring real change to their life and money.

Their stories

For the first time, I feel I can stop worrying and simply enjoy life

Emma

Watch Emma's story

We found a plan that balanced tomorrow's uncertainties with the life we want today

Justin

Watch Justin's story

The hardest conversations became the most valuable advice we ever received

Steve

Watch Steve's story

It’s as easy as one, two, three

From your first conversation to ongoing reviews, our process keeps you informed, supported, and in control.

Working with us

Step one

Listen and
learn

Step two

Design and
deliver

Step three

Review and
refine

Our reviews

Service worth celebrating

Read what clients say about us, from independent reviews and client surveys to personal experiences shared in their own words.

    
 
 
       Posted on Google  
   
   Bill Beaton 
 30 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. I have been a client of Hansford Bell Financial Planners of Tavistock Devon for several years-and Ross Biddiss of that Firm is my Financial Planner.I thoroughly recommend the Firm and Ross .He has always dealt promptly with all matters that concern me-and has always given trustworthy and sound financial advice.Ross is a very competent and reliable Financial Planner.--- - -Bill Beaton
  
 
      Posted on Google  
   
   walter allen 
 25 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. Always extremely helpful and professional. We feel we can trust them with our financial affairs.
  
 
      Posted on Google  
   
   Paul Fryer 
 15 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from all at Hansford Bell. Professional advice and support, ensuring all my family requirements are met. Experts in their field and highly recommended.
  
 
      Posted on Google  
   
   stephanie Witherall 
 15 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very professional service helpful and friendly staff
  
 
      Posted on Google  
   
   June Jackson 
 11 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. I have been a client of Hansford Bell for many years and have always found them highly professional.  They are very knowledgeable as well as being pleasant and easy to deal with.
  
 
      Posted on Google  
   
   Rebecca Houlden 
 7 June 2020
 
 
 Trustindex verifies that the original source of the review is Google. Emma has been very professional and has a great foundation of knowledge. She has made me feel very comfortable and has been very helpful!