Opportunities Tailored to You
A retirement plan advisor will locate bespoke investment opportunities to add to your portfolio tailored to your goals and attitude to risk. Their expert knowledge and experience of the market means you are more likely to receive higher returns, and you don’t have to spend hours doing the research yourself. The financial industry can be complex and confusing for the uninitiated. With a professional at your side, you can navigate it more easily and set yourself up for success.
What is the Difference Between Financial Planning & Financial Advice?
Portfolio Monitored by Expert
With a fine eye for detail and a tendency to check and check again, financial professionals love the small print. A good retirement plan advisor will monitor and analyse your portfolio’s performance constantly, adjusting and altering the plan to better serve your needs. This means your retirement funds are likely to grow without you having to keep an eye on things.
Read about one retired couple’s experience investing with Hansford Bell >
Help Rationalising Multiple Pensions
Over the course of your working life, you’ll probably work a few different jobs. With each employer, you may have a workplace pension. Consolidating everything into one fund can be complex – you’ll need to consider withdrawal and transfer rules and locate pensions you’ve forgotten about. A retirement plan advisor can advise you on how best to go about it, helping you rationalise all these pots.
Protect Your Legacy
After ensuring you have enough to enjoy a fulfilling retirement, most people also want to pass on their remaining wealth to the next generation. A retirement advisor can help you protect and preserve your assets for your loved ones, providing guidance on legacy and estate tax efficiency.
Greater Peace of Mind
Planning your retirement can be exciting, but it can also create unnecessary stress. Making sure you have enough money put aside can be a worry, and so can choosing the best pension scheme, fund, or investment options for your money. Working with a professional means you don’t need to go at it alone anymore. Instead, you’ll receive the benefit of years of technical knowledge and on the ground experience, ensuring your retirement plan is the strongest and most stable it can be.